Money at hand is almost as useless as the money in the Bank. What determines the usefulness of any money is what is used for or the purpose it’s serving and the Return on the Purpose. Every money kept in the bank return on investment is minimal compared to the return on investment from Real Estate.
The best Return on investment you can make from any Bank fixed deposit is between 7%-12% depending on the bank and also the amount you are fixing. Unlike Redoc-invest which gives a minimum of 30% respective of the Amount, you are investing.